Topstep $50K evaluation: the rules, what binds first, and the modeled pass odds
Topstep's own published $50K rules, run against 3 disclosed trader profiles through the same engine that powers the free calculator, 25,000 seeded runs each.
For the Steady Scaler profile (a 50% win rate, 1.5R-average-win trader risking 1% of equity per trade), the modeled pass probability on Topstep's $50K program is 55.4% ± 0.3% (SE — the statistical margin from running 25,000 simulated attempts), most often stopped by the max drawdown floor rather than the other rules modeled here.
- Why it matters
- Because the max drawdown floor is what most often ends a modeled run on this program, sizing to survive deeper drawdown swings — smaller risk per trade, more cushion before the floor — does more for pass odds here than rushing the profit target. On this $50,000 account the floor starts at $48,000 (a $2,000 cushion) and only moves up, never down.
- Evidence
- 20 rule field(s) sourced directly from Topstep’s own documentation (see Sources below).
- Calculation / result
- The same simulator that powers the free calculator, run 25,000 seeded runs against Topstep's own rules, so Topstep’s result reproduces exactly.
- Limitation
- Modeled for one disclosed trader profile on Topstep’s own published rules, not a prediction of any individual's outcome; not a ranking or comparison of firms.
- Retrieved / verified
- Retrieved 2026-09-27. Re-checked against the source on 2026-10-15 with no disconfirming finding.
Terms used on this page
- EOD trailing — The drawdown floor recalculates once per day, at market close, off the highest end-of-day balance reached — intraday swings don’t matter until the close.
- Daily loss — A separate, smaller loss cap measured from that trading day’s starting balance; breaching it usually pauses trading for the day rather than failing the evaluation.
- Consistency rule — A pass condition capping how much of your total profit one single day may provide (commonly 30–50%) — one outsized day can block a pass even at the target.
- R multiple — Profit or loss on a trade as a multiple of what you risked — risking $500 and profiting $750 is a +1.5R trade.
- Pass probability — The share of simulated attempts, out of thousands run under one firm’s exact published rules, that clear every rule inside the time window.
- Binding rule — Whichever rule — drawdown, daily loss, or time — ends the most simulated attempts for a given trading style; the constraint to manage first.
Current rule snapshot
| Field | Value |
|---|---|
| Program | Trading Combine |
| Account size | $50,000 |
| Phase 1 target | 6% ($3,000) — source · retrieved 2026-10-04 |
| Daily loss | 2% ($1,000) · lockout, not a fail — source · retrieved 2026-10-04 |
| Max drawdown | 4% ($2,000) — source · retrieved 2026-10-04 |
| Drawdown mode | end-of-day trailing · freezes at starting balance — source · retrieved 2026-07-16 |
| Consistency rule | 55% best-day cap (blocks passing) — source · retrieved 2026-09-27 |
| Min / max trading days | Min 2 — source · retrieved 2026-07-16 · Max no maximum published (60-day window assumed for the simulation) |
| Payout timing | 5 days to first payout |
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Reproduce this page's own numbers
The free calculator opens prefilled with Topstep's $50K rules and the Steady Scaler profile above (a 50% win rate, 1.5R-average-win trader risking 1% of equity per trade (that’s $500 per trade on this $50,000 account)) — change any dial to see your own numbers, and every figure on this page reproduces exactly from this page's data (JSON) or our methodology.
run your own book against Topstep — freeWhat the rules mean
Topstep models an end-of-day trailing drawdown floor at 4% of the account, freezing once the starting balance is locked in. A 2% daily loss limit applies as a same-day lockout, not an account fail. This is a one-step program: passing the evaluation is funding.
- Firms whose trailing drawdown ratchets end-of-day
- Trailing drawdown — glossary
- Daily loss limit — glossary
- Firms with a consistency rule
- Consistency rule — glossary
- Evaluation — glossary
- Funded account — glossary
Ambiguities we found
Corpus note: “5 PM CT reset shifts between 22:00 UTC (CDT) and 23:00 UTC (CST) across US daylight-saving changes; the firm publishes the local time, not a fixed UTC.”
Conservative reading used on this page: 23:00 UTC. If this affects your plan, ask Topstep’s support directly which reading applies to your account before you buy — this page assumes the more conservative reading stated above.
Corpus note: “E2(b)/E3: the DLL is OPTIONAL at checkout, not a property of the account. Firm: 'The Daily Loss Limit (DLL) is optional in the Trading Combine ... You now have the option to add a Daily Loss Limit at checkout.' A Combine sold without it has NO daily loss limit; only the MLL constrains it. Conservative reading: ABSENT (breach day 19 vs 20; earlier failure = higher ruin). The hardcoded DLL models only the bought variant and under-estimates ruin for the cheaper account.” If this affects your plan, ask Topstep’s support directly which reading applies to your account before you buy — this page assumes the more conservative reading stated above.
Corpus note: “Flagged 2026-07-22 (run 2), never modeled until now. Topstep publishes the 50% cap two ways on one page: prose ("at or below 50% of your Profit Target" -> fixed denominator = profit target) and a formula ("Best Day Profit / Total Profit = Best Day %" -> denominator = total profit so far). The two readings are IDENTICAL exactly at the moment of passing (total profit so far == profit target by definition of having just reached it) and diverge only if profit overshoots the target before the check applies, where the total profit denominator grows and the resulting percentage is SMALLER (more lenient) than against the fixed target. profit target is therefore the higher-ruin (conservative) reading. The corpus keeps the current (lenient) reading on file rather than switching it, to avoid disabling this rule by mistake. Same shape as the adjacent, already-disclosed consistency.effect approximation (block vs raise target) on this same product. Disclosed here rather than changed silently.”
Conservative reading used on this page: the best-day cap is measured against the profit target, not total profit so far. If this affects your plan, ask Topstep’s support directly which reading applies to your account before you buy — this page assumes the more conservative reading stated above.
Scenarios
Three named, disclosed trader profiles — not this reader's numbers — so the result is reproducible rather than personal.
| Trader profile | Pass probability | Binding constraint | Median days | |
|---|---|---|---|---|
| Steady Scaler a 50% win rate, 1.5R-average-win trader risking 1% of equity per trade (that’s $500 per trade on this $50,000 account) | 55.4% ± 0.3% | max drawdown floor (44.6%) | 4 | run this profile |
| Aggressive Scalper a 45% win rate, 1.8R-average-win trader risking 1% of equity per trade (that’s $500 per trade on this $50,000 account) | 50.3% ± 0.3% | max drawdown floor (49.7%) | 4 | run this profile |
| Balance Rider a 42% win rate, 2.0R-average-win trader risking 0.75% of equity per trade (that’s $375 per trade on this $50,000 account) | 55.1% ± 0.3% | max drawdown floor (44.9%) | 5 | run this profile |
Simulated result from user-supplied inputs · not investment advice · not affiliated with or endorsed by Topstep
Binding rule
Across the 3 modeled trader profiles, the binding constraint is consistently the max drawdown floor — for the Steady Scaler profile it accounts for 44.6% of simulated runs. The max drawdown floor eliminates more runs than running out of time or breaching the daily limit. In practice: protecting the $2,000 drawdown cushion — smaller size, more room before the floor — clears this program more often in the simulation than pushing hard for the $3,000 target first.
Simulated result from user-supplied inputs · not investment advice · not affiliated with or endorsed by Topstep
Compare
Other account sizes of this program
- $100K — trailing drawdown
- $150K — trailing drawdown
Side-by-side comparison
Other EOD-trailing programs
- Apex EOD $50K — same drawdown mechanic
- FundedNext Flex $100K — same drawdown mechanic
- FundedNext Rapid $50K — same drawdown mechanic
Research
- Methodology — how PropSurvival models a challenge
- Static vs trailing drawdown: how the floor mechanic changes pass probability
Rule history
Independent rechecks:
- 2026-07-22 — two independent blind read-throughs (confirmed, with a wording mismatch noted)
- 2026-07-31 — modeled from a prior run’s finding (the rule changed since the prior check)
- 2026-09-13 — first party single pass (partially verified)
- 2026-09-13 — first party single pass (documented-absent)
- 2026-09-18 — two independent blind read-throughs (the rule changed since the prior check)
- 2026-09-27 — first party whole plan current stage cross check (the rule changed since the prior check)
- 2026-10-04 — normal corpus review current first party (confirmed, with a reader disagreement noted)
- 2026-10-04 — normal corpus review current first party (confirmed, with a reader disagreement noted)
- 2026-10-04 — normal corpus review current first party (confirmed unchanged)
- 2026-10-04 — normal corpus review current first party (confirmed unchanged)
- 2026-10-04 — normal corpus review current first party (confirmed unchanged)
- 2026-10-04 — normal corpus review current first party (confirmed unchanged)
- 2026-10-04 — normal corpus review current first party (confirmed unchanged)
- 2026-10-04 — normal corpus review current first party (confirmed unchanged)
- 2026-10-04 — normal corpus review current first party (confirmed unchanged)
- 2026-10-04 — normal corpus review current first party (confirmed unchanged)
- 2026-10-14 — first party field scoped citation repair (confirmed unchanged)
Sources
- help.topstep.com — source page · retrieved 2026-10-04 — "Account Size Profit Target Best Day Recommendation $50K $3,000 Less than $1,650 $100K $6,000 Less than $3,300 $150K"
- help.topstep.com — source page · retrieved 2026-07-16 — "You can pass in as few as two days"
- help.topstep.com — source page · retrieved 2026-10-04 — "Account Size Max Contracts Max Micros $50K 5 50 $100K 10 100 $150K 15"
- help.topstep.com — source page · retrieved 2026-10-04 — "The Daily Loss Limit parameters are: $50K Account: $1,000 $100K Account: $2,000 $150K"
- help.topstep.com — source page · retrieved 2026-10-14 — "both realized and unrealized"
- help.topstep.com — source page · retrieved 2026-10-04 — "Account Size Maximum Loss Limit $50K $2,000 $100K $3,000 $150K"
- help.topstep.com — source page · retrieved 2026-07-16 — "The MLL is a trailing limit"
- help.topstep.com — source page · retrieved 2026-09-27 — "single best day of profit must stay at or below 55% of your Profit Target"
- help.topstep.com — source page · retrieved 2026-10-04 — "90/10 profit split — you keep 90%"
- help.topstep.com — source page · retrieved 2026-07-16 — "Minimum Payout: $125"
- help.topstep.com — source page · retrieved 2026-09-18 — "Request Payouts in the Express Funded Account (XFA) and Live Funded Account (LFA) via your Topstep Dashboard."
Full verification record for this firm
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run your own book against Topstep — freeFrequently asked
- Does the Topstep program have a daily loss limit?
- Yes — 2% of the account, enforced as a lockout rather than an account fail.
- How does the max drawdown floor move?
- It ratchets once per day, at the end-of-day close, off the highest end-of-day balance reached. It freezes at the starting balance once the account has locked in enough profit. See eod trailing for the full definition.
- Is there a consistency rule?
- Yes — 55% cap on any single day’s share of total profit. See consistency rule for the full definition.
- When is the first payout available?
- 5 days after funding, per the corpus record.
- What does the Topstep evaluation cost?
- No evaluation fee amount is recorded in the corpus for this program. This is from the corpus snapshot retrieved 2026-09-27; no separate source is recorded for pricing — confirm the current price on Topstep’s own pricing page before you buy.
- Has this rule set changed recently?
- Re-checked against the source on 2026-10-15 with no disconfirming finding.
- How does Topstep compare with Apex EOD?
- See the full side-by-side rule and modeled-odds comparison: Topstep vs Apex EOD.
How this page was generated
Rule values on this page come from PropSurvival’s maintained rule corpus for Topstep $50K (retrieved 2026-09-27. Re-checked against the source on 2026-10-15 with no disconfirming finding.), and the pass odds are computed by the same simulator that powers the free tool — 25,000 seeded runs per trader profile, regenerated whenever the corpus changes, so the numbers can be reproduced exactly.
Simulated result from user-supplied inputs · not investment advice · not affiliated with or endorsed by Topstep. Rules change without notice; the firm’s own documentation is always the final authority. See the disclaimer for the full never-claims list.