A full Funded File. Illustrative account, real engine.
This is a complete Funded File — every section, unedited — built by the real engine that builds every customer’s file. Nothing here is hand-typed: the numbers below are the actual output of running this product’s Monte Carlo engine on the disclosed starting configuration listed below, the same default configuration the app itself opens with before anyone touches a slider. Shown on Topstep rather than Apex: this tier is mostly about payout gates and the consistency rule, and Topstep is the firm in our corpus with both wired — the sample is picked for what it can show, not for a flattering number.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
PropSurvival is independent analytical software and is not affiliated with, endorsed by, or sponsored by Topstep. "Topstep" is used here only to identify the rule set this sample is built against.
Firm: Topstep · Trading Combine · Built 2026-08-06 · Disclosed starting configuration — the app’s own defaults, unedited:
Starting balance
$100,000
Profit target
6%
Total drawdown limit
3%
Daily drawdown limit
2%
Minimum trading days (evaluation)
2
Risk per trade
0.75%
Trades per day
3
Win rate
55%
Avg win / avg loss
1.8R / 1R
Cost per trade
0.05R
Funded File
Topstep · Trading Combine · 2026-08-06
Your payout position
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
F1
Payout eligibility
$2,000
largest survivable losing day, tomorrow — daily loss limit binds before the drawdown floor
Tomorrow's largest survivable losing day is $2,000 — your daily loss limit binds before the drawdown floor.
The binding gate is min days. 5 required — 0 recorded.
min days5 required — 0 recorded
consistencylargest day is — of profit (limit 50.0%)
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
F2
Consistency shaping
This figure needs a trading day with recorded profit — the consistency shape cannot be simulated before any day has a result to cap future days against. It is not shown until that input is present.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
F3
Payout window
This figure needs the firm's payout cycle length — a countdown to a date computed from a cycle nobody published is not a countdown. It is not shown until that input is present.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
F4
Multi-account
Add each funded account (firm + current state) to see them side by side.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
F5
Payout horizon
5 trading days34.3% ± 1.2%
10 trading days71.6% ± 1.2%
20 trading days83.3% ± 1.0%
P(payout request possible within 5 trading days) = 34.3% ± 1.2% (simulated median 1 trading days from today). P(payout request possible within 10 trading days) = 71.6% ± 1.2% (simulated median 1 trading days from today). P(payout request possible within 20 trading days) = 83.3% ± 1.0% (simulated median 1 trading days from today).
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
F6
Corpus evidence
2 of 4 payout facts in this file are read from Topstep · Trading Combine's own documentation, last verified 2026-07-31.
Underlying challenge assessment
Challenge Case File
Topstep · Trading Combine · 2026-08-06
Where you stand
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
01
Verdict
P(funded)82.0%±0.5%
P(funded) is 82.0% — at or above your threshold of 20.0%.
Set the P(funded) you’d accept. The verdict is a comparison, not our opinion — move the line and it changes.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
02
Killed by
Of the paths that did not reach the target, the largest share — >99% of 0.18 paths — ended by total drawdown.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
03
Failure decomposition
total drawdown>99% of 0.18 paths
Deaths by cause, summing to 100%.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
04
The sweep study
P(funded) peaks at 99.8% (±0.1%) when risk per trade is 0.20% of balance.
Risk
P(funded)
SE
Daily DD
Total DD
Consistency
Timeout
0.10%
92.8%
±0.5%
0.0%
0.0%
0.0%
7.2%
0.20%
99.8%
±0.1%
0.0%
0.1%
0.0%
0.1%
0.30%
98.7%
±0.2%
0.0%
1.2%
0.0%
0.0%
0.40%
96.2%
±0.4%
0.0%
3.8%
0.0%
0.0%
0.50%
92.5%
±0.5%
0.0%
7.5%
0.0%
0.0%
0.60%
88.5%
±0.6%
0.0%
11.5%
0.0%
0.0%
0.70%
85.0%
±0.7%
0.0%
15.0%
0.0%
0.0%
0.80%
80.8%
±0.7%
0.0%
19.2%
0.0%
0.0%
0.90%
78.1%
±0.8%
0.0%
21.9%
0.0%
0.0%
1.00%
72.3%
±0.8%
0.0%
27.7%
0.0%
0.0%
1.10%
72.2%
±0.8%
0.0%
27.8%
0.0%
0.0%
1.20%
71.1%
±0.8%
0.0%
28.9%
0.0%
0.0%
1.30%
68.7%
±0.8%
0.0%
31.3%
0.0%
0.0%
1.40%
67.4%
±0.9%
0.0%
32.6%
0.0%
0.0%
1.50%
58.0%
±0.9%
0.0%
42.0%
0.0%
0.0%
1.60%
58.0%
±0.9%
0.0%
42.0%
0.0%
0.0%
1.70%
56.7%
±0.9%
0.0%
43.3%
0.0%
0.0%
1.80%
58.7%
±0.9%
0.0%
41.3%
0.0%
0.0%
1.90%
58.7%
±0.9%
0.0%
41.3%
0.0%
0.0%
2.00%
60.2%
±0.9%
0.0%
39.8%
0.0%
0.0%
2.10%
57.2%
±0.9%
0.0%
42.8%
0.0%
0.0%
2.20%
56.9%
±0.9%
0.0%
43.1%
0.0%
0.0%
2.30%
56.8%
±0.9%
0.0%
43.2%
0.0%
0.0%
2.40%
56.9%
±0.9%
0.0%
43.1%
0.0%
0.0%
2.50%
56.7%
±0.9%
0.0%
43.3%
0.0%
0.0%
total drawdown overtakes running out of days as the larger share of breaches somewhere between 0.20% and 0.30% risk per trade.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
Study
Firm Selection Study
Ranked by modeled first-year fee-ROI wherever this firm’s evaluation fee and retry price are both verified; the remaining firms rank by P(pass) alone.
Firm
P(pass)
Attempts
Fee spend
Modeled ROI
City Traders Imperium
>99.9%
1.0
—
—
FTMO
>99.9%
1.0
—
—
Instant Funding
>99.9%
1.0
—
—
The5ers
>99.9%
1.0
—
—
Blueberry Funded
99.9%
1.0
—
—
Fintokei
99.9%
1.0
—
—
FundingPips
99.9%
1.0
—
—
FTMO
99.7%
1.0
—
—
Funded Trading Plus
99.7%
1.0
—
—
FXIFY
99.6%
1.0
—
—
OFP Funding
99.3%
1.0
—
—
Goat Funded Trader
98.9%
1.0
—
—
Lux Trading Firm
98.8%
1.0
—
—
FundingPips
97.7%
1.0
—
—
Funded Trading Plus
96.6%
1.0
—
—
E8 Markets
95.3%
1.0
—
—
SabioTrade
92.8%
1.1
—
—
MyFundedFutures
90.4%
1.1
—
—
Maven Trading
90.0%
1.1
—
—
Alpha Futures
86.9%
1.2
—
—
OneUp Trader
84.4%
1.2
—
—
Aqua Futures
84.1%
1.2
—
—
Blue Guardian Futures
84.1%
1.2
—
—
Tradeify
84.1%
1.2
—
—
Take Profit Trader
81.9%
1.2
—
—
Topstep
81.4%
1.2
—
—
The Trading Pit
81.2%
1.2
—
—
Alpha Futures
81.1%
1.2
—
—
Bulenox
81.1%
1.2
—
—
FundedNext Futures
81.1%
1.2
—
—
Alpha Futures
80.5%
1.2
—
—
FundedNext Futures
78.4%
1.3
—
—
FundedNext Futures
78.4%
1.3
—
—
FundedNext Futures
78.3%
1.3
—
—
TradeDay
76.9%
1.3
—
—
Apex Trader Funding
76.5%
1.3
—
—
Phidias
76.0%
1.3
—
—
Earn2Trade
70.3%
1.4
—
—
Apex Trader Funding
66.8%
1.5
—
—
Elite Trader Funding
63.0%
1.6
—
—
Phidias
61.1%
1.6
—
—
UProfit Trader
50.1%
2.0
—
—
Leeloo Trading
46.8%
2.1
—
—
Section 7 compares resetting this account against continuing it at the same firm; this table compares switching to a different firm’s evaluation instead.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
05
Expected attempts
Reaching a funded pass takes 1.2 attempts on average, counting this account and any resets.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
06
Expected cost
This figure needs this firm’s reset fee — we do not carry a verified fee for this firm at this account size. It is not shown until that input is present.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
07
Reset vs continue
Needs input
This figure needs this firm’s reset fee — both branches are priced in reset fees, so with no fee there is no comparison to make. It is not shown until that input is present.
Worked example — real engine output on the disclosed inputs below. Not a prediction for your account, and not an average across customers: change the inputs and every number below changes with them.
08
Provenance
Corpus 2026-07-31 · rule source: read from Topstep · Trading Combine’s documentation · seed 1 · 5,000 paths · SE ±0.5%Funded File · $249 · per year · issued 2026-08-06
This sample was generated by the same code that builds every customer’s Funded File — rebuilt automatically whenever that code changes, so it can never drift stale against what a real purchase would produce. See pricing for the real tiers, or run your own free verdict first.
This sample is a worked example on disclosed hypothetical inputs — not a prediction, not a guarantee, and not an average across customers. See the Risk Disclaimer.